67 Million Americans Now Own Cryptocurrency, Says Ripple CEO

Ripple CEO Highlights Growing Cryptocurrency Ownership in America

Ripple CEO Brad Garlinghouse announced that cryptocurrency is becoming increasingly mainstream in the United States, citing statistics that reveal over 67 million Americans now own digital assets. This figure originates from a study conducted by the National Cryptocurrency Association (NCA) in collaboration with The Harris Poll, which Garlinghouse referenced following a meeting at the White House on August 20, 2026.

Survey Findings and Ownership Changes

The estimate of 67 million cryptocurrency owners represents approximately one in four American adults, an increase of around 12 million from the previous year. In the survey, which included 10,000 current cryptocurrency holders, it was found that 63% reported a heightened interest in utilizing cryptocurrencies in 2026 compared to 2025.

This survey reflects a shift in how cryptocurrency is viewed in American finance. Participants indicated various uses for their digital assets, including investing, making payments, and charitable donations. The demographic profile of new participants also revealed changes, with 42% of recent cryptocurrency adopters being women, up from 34% among earlier adopters.

Implications for Cryptocurrency Regulation

Garlinghouse’s comments about cryptocurrency moving into the mainstream come in the context of ongoing legislative discussions in Washington, particularly regarding the CLARITY Act. This proposed bill aims to establish a regulatory framework for cryptocurrency oversight between the SEC and the CFTC. A procedural vote on the legislation is expected in the Senate on September 15, 2026.

During his visit to the White House, Garlinghouse was joined by prominent figures, including President Donald Trump and other regulatory officials. He emphasized that the increasing number of cryptocurrency owners reflects a broader political engagement among the community.

Continued Challenges and Market Dynamics

Although Garlinghouse argues that these numbers indicate a more widespread acceptance of cryptocurrency, it is important to note that the survey specifically measured ownership and did not assess non-owners’ views or potential losses within the market. Additionally, Ripple’s financial commitment to the NCA and connections within the organization provide context to the survey’s findings.

As the cryptocurrency landscape evolves, with new regulations on the horizon, the upcoming vote and regulatory adjustments may further shape the relationship between cryptocurrency ownership and its broader acceptance in American society.